Plan your dream wedding without financial stress. Get an instant, detailed cost estimate broken down by category — venue, catering, photography, flowers, and more — based on your guest count and location.
💍 Your Wedding Details
💐 Your Budget Estimate
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Estimated Total Wedding Cost
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Per guest: | Savings needed/month (12 mo):
📖 How to Budget for a Wedding
A wedding budget is one of the most important first steps in wedding planning. Starting without a clear budget leads to overspending, stress, and financial strain after the big day. The best approach: set a total number first, then allocate by category percentages.
The 50/30/20 Rule for Wedding Savings
50% of savings → Venue + Catering (the two biggest costs)
30% of savings → Photography, entertainment, flowers, attire
20% of savings → Everything else + 10–15% contingency buffer
💡 The Guest List is Everything: Each additional guest adds roughly $200–$350 to your wedding cost. Cutting 20 guests from your list saves $4,000–$7,000. Ruthlessly curating the guest list is the single most effective way to stay on budget.
1–3 months out: Final fittings, rehearsal dinner, honeymoon details
📊 Average US Wedding Costs by Category (2026)
Category
Budget
Average
Luxury
% of Budget
🏛️ Venue
$2,500
$6,500
$18,000+
20–25%
🍽️ Catering (per person)
$45
$85
$200+
28–35%
📸 Photography
$1,800
$3,500
$8,000+
9–12%
🎵 DJ or Band
$800
$1,800
$6,000+
6–8%
💐 Flowers & Décor
$1,200
$2,800
$8,000+
8–10%
👗 Wedding Dress
$800
$1,800
$5,000+
5–8%
🎂 Wedding Cake
$300
$700
$2,000+
2–3%
🎬 Videography
$1,000
$2,000
$5,000+
4–6%
Average Wedding Cost by US State
State
Avg. Wedding Cost
Ave. Guests
New York
$46,000
125
California
$38,000
110
Massachusetts
$41,000
115
Texas
$28,000
130
Florida
$27,000
120
Illinois
$33,000
115
National Average
$31,000
117
❓ Frequently Asked Questions
What is the average cost of a wedding in the US? −
The average US wedding costs $30,000–$35,000 in 2026. However, this varies enormously by location: New York City or San Francisco weddings often exceed $75,000, while the Midwest or South may average $18,000–$25,000. Guest count is the biggest single driver of cost.
What percentage of the budget goes to each category? +
Get married on a Friday or Sunday (20–30% cheaper), choose an off-season date (Nov–March), limit the guest list (each guest adds ~$250), book a non-traditional venue, DIY decorations, hire a newer photographer, have a brunch reception, and choose a buffet over plated dinner.
Should I include the honeymoon in the wedding budget? +
Most wedding planners advise keeping the honeymoon budget separate. The average US honeymoon costs $5,000–$8,000. Planning them separately avoids one impacting the other. Set up two separate savings goals.
What hidden wedding costs should I budget for? +
Often-forgotten costs: marriage license ($30–$115), hair & makeup ($200–$600), rehearsal dinner ($1,500–$4,000), vendor tips (15–20%), postage for invitations, ring engraving, alterations, guest accommodations, and wedding favors.