Last updated: May 24, 2026

📂 Free Spreadsheet Templates

Free downloadable CSV templates to use alongside our calculators. Works in Excel, Google Sheets, Apple Numbers, LibreOffice Calc. All templates include formulas, sample data, and usage tips. No signup, no email — just click and download.

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Monthly Budget Template (50/30/20 Rule)

Track income, needs, wants, savings & debt payoff with the 50/30/20 framework. Pre-filled with all common budget categories. Difference column flags overages instantly.

What's included:

Income section (multiple sources)
Needs section (50% target): rent, utilities, groceries, insurance, etc.
Wants section (30% target): dining, subscriptions, hobbies, travel
Savings + Debt Payoff section (20% target): emergency fund, retirement, sinking funds
Auto-calculated totals + variance from target
5 budgeting tips at the bottom

⬇ Download CSV Use with:

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Mortgage Amortization Template

Track every monthly payment with principal/interest split and running balance. Includes the exact mortgage payment formula for spreadsheet use.

What's included:

Loan inputs (amount, rate, term, start date)
Calculated monthly P&I and total lifetime interest
First 6 payment rows pre-filled as example
Formula references (monthly payment, interest, principal, ending balance)
4 mortgage payoff strategy tips

⬇ Download CSV Use with:

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Daily Calorie + Macro Log

Log every meal with calories, protein, carbs, and fat. Daily totals auto-compare to your TDEE targets. Includes weekly summary section.

What's included:

Target row for calories + macros + water (filled from your TDEE calculation)
Daily log with 11 example rows (breakfast, lunch, dinner, snacks)
Daily total row + difference-from-target row
Weekly summary table (Monday-Sunday)
5 tracking tips (portion calibration, macro priorities, etc.)

⬇ Download CSV Use with: , ,

How to Use These Templates

Download the CSV file by clicking the button above.
Open in Microsoft Excel, Google Sheets, Apple Numbers, or LibreOffice Calc. All accept CSV format directly.
Save as your spreadsheet's native format (.xlsx, .gsheet, .numbers) so formulas persist.
Customize: edit categories, add new rows, change targets.
Cross-reference: use our online calculators to verify your math and explore scenarios.

Why CSV?

CSV (Comma-Separated Values) is a universal format that opens in any spreadsheet program — no version compatibility issues. The file size is small (1-3 KB each), and you can re-save in any native format you prefer. Plain text means you can also edit them in a text editor or import them into databases.

License

These templates are free for personal and commercial use. Modify, distribute, and share as you wish. Attribution (a link back to calc-center.party) is appreciated but not required.

Suggestions for New Templates?

We're adding more templates regularly. Vote for the next template via /contact.html. Most-requested coming up: retirement projection, debt avalanche tracker, weekly meal planner, home renovation budget.